About $541 for the glass fitted, and about $706 once you allow for the camera re-aim this model usually needs. Those are live quotes from shops that will actually do the job, not a national average.
| Metro | Cheapest live quote | Market average | Market range |
|---|---|---|---|
| Columbus, Ohio | $541 | $720 | $205–$1,639 |
| Phoenix, Arizona | $541 | $844 | $205–$1,639 |
| Dallas, Texas | $536 | $810 | $205–$2,702 |
Pulled August 17, 2026, 2021 model year, windshield only, excluding the camera re-aim. Quotes cover the least costly glass that fits at a basic trim level; seals and extra trim can add to it.
If your car has a forward camera mounted behind the rear-view mirror, it has to be re-aimed after new glass goes in, and that is a separate charge of roughly $300. We don't hold camera data for the Model 3 specifically, so we use the rate for its model year: about 71% of 2021 cars need a re-aim. Treat it as typical for a car this age rather than a fact about this model.
That is why the honest number for this car is $706 rather than $541. Industry-wide the odds run from about 25% of 2016 cars to about 89% of 2023 cars, so the year matters more than almost anything else.
At $706 all in, here is how it lands against the common deductibles, assuming no state glass waiver and no rate rise:
| Your deductible | Insurance would pay | Better move |
|---|---|---|
| $100 | $606 | Use insurance |
| $250 | $456 | Use insurance |
| $500 | $206 | Use insurance |
| $1,000 | $0 | Pay cash |
The pattern is the one people get wrong: a high deductible does not mean insurance pays a little, it often means insurance pays nothing, and filing puts a claim on your record for no money back. On this car a $1,000 deductible is exactly that case.
Three states waive the glass deductible entirely, which flips the answer. Check your state's glass rule, and if you are worried about the after-effects, will a claim raise my rates covers what is actually knowable.
Run these numbers for your own ZIP and deductible
Opens the calculator with the Tesla Model 3 already filled in. Free, no phone number or email.
Priced the same day in the same metro, so the difference is the vehicle rather than the market:
All twelve vehicles side by side · Does insurance cover windshield replacement?
Prices come from a market band for this exact vehicle by its NAGS glass identifier plus competing quotes from local shops, the same live sources the calculator uses. The camera re-aim figure is our own estimate, not a shop quote, because neither pricing source returns one; it is anchored to an auto glass industry average of roughly $252 per calibration in 2022 reported via glassBYTEs, carried forward. Fitment rates by model year are from the same analysis of 10,000+ windshield lookups. If you request quotes through this site, Glass.net pays us a referral fee, the same fee whichever way our answer goes.