Editorial owner
Founder & Editor. Writes and maintains the windshield claim decision calculator, per-vehicle cost pages, state law breakdowns, and educational guides.
Everything on the site is written at a grade 6-7 reading level with no insurance jargon in labels. State rule summaries cite the primary statute, not an aggregator's summary of it, and every citation carries a verified-on date. Live pricing is pulled on the visitor's request rather than cached from a survey. The green "pay cash" verdict is the proof of neutrality — we never soften it, and we earn nothing when the calculator tells you to file a claim.
Corrections, statute updates, and dataset requests are welcome. Reach out via the contact channel on the site info page. If you're a licensed P&C agent interested in reviewing our content, see the reviewer role.