About $468 for the glass fitted, and about $778 once you allow for the camera re-aim this model usually needs. Those are live quotes from shops that will actually do the job, not a national average.
| Metro | Cheapest live quote | Market average | Market range |
|---|---|---|---|
| Columbus, Ohio | $471 | $699 | $234–$2,789 |
| Phoenix, Arizona | $468 | $633 | $230–$2,225 |
| Dallas, Texas | $471 | $682 | $214–$2,952 |
Pulled September 3, 2026, 2021 model year, windshield only, excluding the camera re-aim. Quotes cover the least costly glass that fits at a basic trim level; seals and extra trim can add to it.
If your car has a forward camera mounted behind the rear-view mirror, it has to be re-aimed after new glass goes in, and that is a separate charge of roughly $310. For the Toyota Highlander we put it at about 84%, which is high enough that you should assume it applies.
That is why the honest number for this car is $778 rather than $468. Industry-wide the odds run from about 25% of 2016 cars to about 89% of 2023 cars, so the year matters more than almost anything else. Our full camera re-aim cost guide walks through static vs dynamic vs dual and where the surprise bills come from.
At $778 all in, here is how it lands against the common deductibles, assuming no state glass waiver and no rate rise:
| Your deductible | Insurance would pay | Better move |
|---|---|---|
| $100 | $678 | Use insurance |
| $250 | $528 | Use insurance |
| $500 | $278 | Use insurance |
| $1,000 | $0 | Pay cash |
The pattern is the one people get wrong: a high deductible does not mean insurance pays a little, it often means insurance pays nothing, and filing puts a claim on your record for no money back.
Three states waive the glass deductible entirely, which flips the answer. Check your state's glass rule, and if you are worried about the after-effects, will a claim raise my rates covers what is actually knowable.
Run these numbers for your own ZIP and deductible
Opens the calculator with the Toyota Highlander already filled in. Free, no phone number or email.
Priced the same day in the same metro, so the difference is the vehicle rather than the market:
All vehicles side by side · Does insurance cover windshield replacement?
Prices come from a market band for this exact vehicle by its NAGS glass identifier plus competing quotes from local shops, the same live sources the calculator uses. The camera re-aim figure is our own sample-data estimate, not a shop quote, because no marketplace API publishes calibration prices; see the calibration guide for why. Fitment rates by model year are from AutoBolt data reported by glassBYTEs, 2023. If you request quotes through this site, Glass.net pays us a referral fee, the same fee whichever way our answer goes.