Plain answers on what glass work really costs, whether insurance is worth using, and how the rules differ by state.
This post explains how a '2 percent' roof deductible is calculated off your home's full dwelling coverage limit rather than the repair cost, walks through the arithmetic with a real example, and shows readers how to compare that hidden dollar figure against a roofer's quote before filing a hail claim.
Read more →Carriers never disclose their non-renewal threshold before you file a claim, because silence costs them nothing and a small windshield claim can quietly cost you hundreds a year afterward; this post breaks down the real math, the CLUE report's seven-year memory, and why asking your agent a question is not the same as filing.
Read more →A glass claim is not the same as an at-fault crash. Here is what really affects your rate afterward, and the one cost that catches more people than the claim itself.
Read more →A chip does not always mean a new windshield. Here is how to tell whether a shop can repair your glass or has to replace it, before you spend a dime.
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