{
 "schemaVersion": 1,
 "generatedAt": "2026-10-19",
 "verifiedOn": "2026-10-19",
 "notes": "Content for the four auto cost pages (prompt C3), rendered by scripts/build-auto-cost-pages.mjs. Rows with \"from\" read their range from the calculators' own data files (repair-cost-bands.json, pdr-cost-bands.json) so a cost page and its calculator can't disagree. basis: published (a figure stated by the cited source), sample (our sample range, checked against the sources), or a combination. Vehicle-class factors are ours, from HLDI collision claim severity and Mitchell EV severity; see classNote. Every source was read on verifiedOn.",
 "classes": {
  "sedan": {
   "label": "Sedan",
   "mult": 1.0
  },
  "suv": {
   "label": "SUV",
   "mult": 1.05
  },
  "pickup": {
   "label": "Pickup",
   "mult": 1.1
  },
  "luxury_ev": {
   "label": "Luxury or EV",
   "mult": 1.3
  }
 },
 "classNote": "Sedan is the base range. The other columns are our factors: SUV ×1.05 and pickup ×1.10, from the Highway Loss Data Institute's collision claim severity by vehicle class (2022–24 models, all collision claims, not bumpers alone), and luxury or EV ×1.30, between Mitchell's EV figure (about 15% more than gas cars in 2026) and HLDI's large luxury cars (about 70% more). Rounded to $10.",
 "drivers": {
  "sensors": {
   "title": "Sensors behind the bumper",
   "text": "A bumper can look fine and still have knocked a parking sensor or radar out of line. Parking sensors run about $300 to $1,000 to replace, and a front radar $500 to $1,300.",
   "citation": "AAA ADAS fact sheet",
   "url": "https://newsroom.aaa.com/wp-content/uploads/2023/12/ADAS-Repair-Fact-Sheet-FINAL-12.23.pdf"
  },
  "calibration": {
   "title": "Recalibration",
   "text": "After a bumper is replaced, the cameras and radar behind it often have to be re-aimed. Calibrations showed up on 28.3% of repair estimates in 2025 (CCC), and when one is on the estimate it averages about $688 (Enlyte).",
   "citation": "CCC Crash Course 2026; Enlyte",
   "url": "https://www.cccis.com/reports/crash-course-2026"
  },
  "plastic": {
   "title": "Bumper cover prices",
   "text": "Plastic parts such as bumper covers have gone up in price faster than sheet metal.",
   "citation": "Enlyte",
   "url": "https://www.enlyte.com/insights/article/industry-trends/navigating-complexity-collision-claims"
  },
  "parts": {
   "title": "Part type",
   "text": "Recycled and aftermarket parts generally cost less than parts from the carmaker (OEM). Ask which one the estimate uses.",
   "citation": "Progressive",
   "url": "https://www.progressive.com/answers/does-car-insurance-cover-bumper-damage/"
  },
  "aluminum": {
   "title": "Aluminum or composite panels",
   "text": "They need special prep and paint, and dent repair on them costs more: State Farm's dent repair price list adds 25% for an aluminum panel.",
   "citation": "Kelley Blue Book; State Farm PDR matrix",
   "url": "https://www.kbb.com/car-advice/cost-to-paint-car/"
  },
  "newer": {
   "title": "How new the car is",
   "text": "Repairs on newer cars cost more: about $2,039 more on average than cars 7 years or older, because of the electronics built in.",
   "citation": "CCC Crash Course 2026",
   "url": "https://www.cccis.com/reports/crash-course-2026"
  },
  "paint": {
   "title": "Paint",
   "text": "Anything that needs repainting costs more than a buff-out or a paintless dent repair, and a repaint has to match the panels around it.",
   "citation": null,
   "url": null
  },
  "pdr_limits": {
   "title": "Whether paintless repair works",
   "text": "Paintless dent repair is out when the paint is damaged, a dent is too large, or the panel is creased; then it's conventional body work at panel prices.",
   "citation": "AAA Mid States",
   "url": "https://www.midstates.aaa.com/automotive/ding-dong-the-dent-is-dead"
  },
  "dent_size": {
   "title": "Dent size and count",
   "text": "Dent repair is priced by how many dents a panel has and how big they are. Insurer price lists sort dents from dime to half-dollar size and charge extra for anything bigger.",
   "citation": "State Farm PDR matrix",
   "url": "https://role-based-content-app.digital.statefarm.com/b2b/pdr/docs/ss_paintless-dent-repair-matrix.pdf"
  },
  "access": {
   "title": "Reaching the back of the panel",
   "text": "Double-layer panels and the roofs of big vehicles are harder to reach from behind. State Farm's dent repair price list adds 25% for them.",
   "citation": "State Farm PDR matrix",
   "url": "https://role-based-content-app.digital.statefarm.com/b2b/pdr/docs/ss_paintless-dent-repair-matrix.pdf"
  }
 },
 "sources": {
  "maaco_scratch": {
   "citation": "Maaco, Why Early Car Dent and Scratch Repair Matters",
   "url": "https://www.maaco.com/blog/why-early-car-dent-and-scratch-repair-matters/",
   "date": "2026-01-30",
   "quote": "For example, a light scratch that only needs surface refinishing might cost around $150–$300."
  },
  "aaa_paint": {
   "citation": "AAA, How Much Does It Cost To Paint a Car?",
   "url": "https://www.aaa.com/autorepair/articles/how-much-does-it-cost-to-paint-a-car",
   "quote": "Deep scratches that require filling and sanding generally run $150-$300 to fix properly."
  },
  "cr_bumper": {
   "citation": "Consumer Reports, The Hidden Cost of Car Safety Features (RepairPal data)",
   "url": "https://www.consumerreports.org/car-repair/the-hidden-cost-of-car-safety-features",
   "date": "2020-01-30",
   "quote": "Basic bumper repair: $700 to $1,800"
  },
  "caliber": {
   "citation": "Caliber Collision, How Much Does Car Repair Cost",
   "url": "https://www.caliber.com/services/collision/collision-repair/how-much-does-car-repair-cost",
   "quote": "Car Bumper Repair Cost: $300 to $1,500+"
  },
  "cr_cover": {
   "citation": "Consumer Reports, DIY Fix for a Dented Bumper",
   "url": "https://www.consumerreports.org/car-repair-maintenance/how-to-fix-dented-car-bumper-diy/",
   "date": "2021-07-11",
   "quote": "Replacement bumper covers can cost more than $1,000."
  },
  "aaa_adas": {
   "citation": "AAA, Cost of ADAS Repair, 2023 Update",
   "url": "https://newsroom.aaa.com/wp-content/uploads/2023/11/Report_Cost-of-ADAS-Repairs-FINAL-23.pdf",
   "date": "2023-12",
   "quote": "The average cost of replacing ADAS components in a minor rear collision repair was $684.63, or 40.9% of the average total repair estimate of $1,698.24."
  },
  "aaa_sensors": {
   "citation": "AAA, ADAS Repair Costs Fact Sheet",
   "url": "https://newsroom.aaa.com/wp-content/uploads/2023/12/ADAS-Repair-Fact-Sheet-FINAL-12.23.pdf",
   "date": "2023-12",
   "quote": "Front or rear ultrasonic sensors used with parking assist systems: $300 to $1,000"
  },
  "aaa_radar": {
   "citation": "AAA, ADAS Repair Costs Fact Sheet",
   "url": "https://newsroom.aaa.com/wp-content/uploads/2023/12/ADAS-Repair-Fact-Sheet-FINAL-12.23.pdf",
   "date": "2023-12",
   "quote": "Front radar sensors used with automatic emergency braking and adaptive cruise control systems: $500 to $1,300"
  },
  "ccc_tcor": {
   "citation": "CCC Intelligent Solutions, Crash Course 2026",
   "url": "https://www.cccis.com/reports/crash-course-2026",
   "date": "2026-03-31",
   "quote": "Preliminary average total cost of repairs (TCOR) is $4,818 for 2025, an increase of 1.7% over 2024"
  },
  "aaa_pdr": {
   "citation": "AAA Mid States, Ding Dong the Dent is Dead! Paintless Dent Repair",
   "url": "https://www.midstates.aaa.com/automotive/ding-dong-the-dent-is-dead",
   "quote": "Prices start below $100 for a single small dent, but more extensive damage will naturally cost more."
  },
  "aaa_pdr_limits": {
   "citation": "AAA Mid States, Ding Dong the Dent is Dead! Paintless Dent Repair",
   "url": "https://www.midstates.aaa.com/automotive/ding-dong-the-dent-is-dead",
   "quote": "The process is not an option if the paint is damaged, a dent is too large or the body panel has been creased",
   "show": false
  },
  "aaa_dent": {
   "citation": "AAA, How Much Does It Cost To Paint a Car?",
   "url": "https://www.aaa.com/autorepair/articles/how-much-does-it-cost-to-paint-a-car",
   "quote": "Minor dent repairs typically range from $50-$150 per dent"
  },
  "sf_matrix": {
   "citation": "State Farm, PDR Pricing Matrix for the State Farm Paintless Dent Repair Agreement",
   "url": "https://role-based-content-app.digital.statefarm.com/b2b/pdr/docs/ss_paintless-dent-repair-matrix.pdf",
   "date": "2025-04-29",
   "quote": "Damage exceeding a half-dollar size, separately enter $50 per dent as a dollar amount and include a line remark.",
   "show": false
  },
  "liberty_hail": {
   "citation": "Liberty Mutual, Does car insurance cover hail damage?",
   "url": "https://www.libertymutual.com/insurance-resources/auto/hail-damage",
   "quote": "The average cost to repair moderate hail damage on a car is approximately $2,500"
  },
  "erie_hail": {
   "citation": "Erie Insurance, Does Car Insurance Cover Hail Damage?",
   "url": "https://www.erieinsurance.com/blog/hail-damage-car",
   "quote": "On average, he estimated the amount of damage to a car after a hailstorm is $2,800."
  },
  "sf_hail": {
   "citation": "State Farm Newsroom, Oh hail, we go again",
   "url": "https://newsroom.statefarm.com/oh-hail-we-go-again/",
   "date": "2022-03-11",
   "quote": "In 2021, the average homeowner claim totaled more than $12,000 and the average auto claim came in right at $5,000."
  },
  "nw_hail": {
   "citation": "Nationwide, Help protect your clients from vehicle and property hail damage",
   "url": "https://agentblog.nationwide.com/personal-lines/personal-weather-resilience/help-protect-your-clients-from-vehicle-hail-damage/",
   "date": "2025-05-22",
   "quote": "Nationwide claims data reveals that the average cost of repairing hail-damaged cars ranges from $3,000 to $13,000,"
  },
  "ccc_hail": {
   "citation": "CCC Intelligent Solutions, Crash Course Q2 2024 release",
   "url": "https://www.cccis.com/news-and-insights/posts/ccc-crash-course-report-highlights-the-growing-impact-of-severe-weather-events-on-auto-insurance-and-collision-repair-industries",
   "date": "2024-06-25",
   "quote": "hail claims are on average 21.7% more costly to repair than the average comprehensive claim"
  },
  "hldi": {
   "citation": "Highway Loss Data Institute, Loss facts: Collision coverage by vehicle class and size, 2022-24 model years",
   "url": "https://www.iihs.org/media/8f8b435a-8d6e-4ba4-806a-bc97c6edbcfd/zzjPZw/HLDI%20Research/Loss%20fact%20sheets/Collision_summary_2025.pdf",
   "date": "2025-12",
   "quote": "Among all vehicle classes, luxury cars, luxury SUVs, vans, and most sports car size categories had higher-than-average collision claim severity.",
   "show": false
  },
  "mitchell_ev": {
   "citation": "Mitchell, Plugged-In: EV Collision Insights Q2 2026",
   "url": "https://mitchell.com/insights/article/auto-physical-damage/plugged-in-ev-collision-insights-q2-2026",
   "date": "2026-08-20",
   "quote": "In the United States, average severity was $5,684 for BEVs ... $4,955 for vehicles with an internal combustion engine (ICE)",
   "show": false
  },
  "enlyte_cal": {
   "citation": "Enlyte (Mitchell), Navigating Complexity in Collision Claims",
   "url": "https://www.enlyte.com/insights/article/industry-trends/navigating-complexity-collision-claims",
   "date": "2026-06-01",
   "quote": "with an average cost per estimate of $688 when present.",
   "show": false
  },
  "cr_recal": {
   "citation": "Consumer Reports, The Hidden Cost of Car Safety Features (RepairPal data)",
   "url": "https://www.consumerreports.org/car-repair/the-hidden-cost-of-car-safety-features",
   "date": "2020-01-30",
   "quote": "Recalibration: +$250 to $600"
  },
  "ccc_cal": {
   "citation": "CCC Intelligent Solutions, Crash Course 2026",
   "url": "https://www.cccis.com/reports/crash-course-2026",
   "date": "2026-03-31",
   "quote": "Across all repairable claims, calibrations saw an almost 6.5 percentage point increase, from 21.8% to 28.3% for the year.",
   "show": false
  },
  "co_doi": {
   "citation": "Colorado Division of Insurance, consumer advisory after a severe hailstorm",
   "url": "https://doi.colorado.gov/news-releases-consumer-advisories/consumer-advisory-division-of-insurance-shares-tips-after-severe",
   "date": "2024-05-22",
   "quote": "Contractors or body repair shops may often find additional damage once repairs begin. In these cases, it is important to provide additional information about this damage to your insurer",
   "show": false
  }
 },
 "pages": {
  "bumper-repair-cost": {
   "title": "Bumper repair cost: scuffs, scratches, dents and cracks",
   "h1": "How much does bumper repair cost?",
   "crumb": "Bumper repair cost",
   "description": "What it costs to fix a scuffed, scratched, dented or cracked bumper, by damage and vehicle, with sources, what moves the price, and whether to use insurance.",
   "answer": "Fixing a scuffed or scratched bumper usually costs $300 to $700 at a body shop; a light scratch can be $150 to $300, and a dent or crack that has to be repaired and repainted runs about $700 to $1,800.",
   "tableTitle": "What bumper repair costs",
   "firstCol": "Damage",
   "tableIntro": "Bumpers today are a plastic cover over a foam or metal bar, often with sensors behind them. Most damage is to the cover. If the cover is torn badly or the sensors are hit, it's a replacement: see <a href=\"/bumper-replacement-cost/\">bumper replacement cost</a>.",
   "rows": [
    {
     "key": "light_scratch",
     "label": "Light scratch, buffed or touched up",
     "low": 150,
     "high": 300,
     "basis": "published",
     "note": "Maaco and AAA figures",
     "href": "/collision-calculator/?damage=scuff"
    },
    {
     "key": "scuff_refinish",
     "label": "Scuff or scratch, sanded and repainted",
     "from": "repair.scuff",
     "basis": "sample",
     "note": "Our sample range, the one the collision calculator uses",
     "href": "/collision-calculator/?damage=scuff"
    },
    {
     "key": "dent_crack",
     "label": "Dent, crack or small tear, repaired and repainted",
     "low": 700,
     "high": 1800,
     "basis": "published",
     "note": "Consumer Reports (RepairPal data), basic bumper repair",
     "href": "/collision-calculator/?damage=other"
    }
   ],
   "whereFrom": "The light-scratch and repair rows are published figures from Maaco, AAA and Consumer Reports (RepairPal data). The scuff row is our own sample range, the one the <a href=\"/collision-calculator/\">collision calculator</a> uses when you don't have an estimate. Published figures for a scratch run lower than it and a full repaint higher; it sits between them. None of these are quotes: a shop's written estimate is the number that counts.",
   "drivers": [
    "sensors",
    "paint",
    "plastic",
    "parts",
    "newer"
   ],
   "insurance": "If you hit something, a bumper repair is a collision claim. Whether it's worth filing depends on your deductible and how much an at-fault claim would raise your rate, and for a small repair the rate increase often costs more than the claim pays. If someone else hit you, their insurance should pay. The calculator does the math for your car.",
   "cta": {
    "title": "Should you use insurance for this?",
    "text": "The collision calculator weighs what a claim pays after your deductible against the rate increase, with your state's rules.",
    "href": "/collision-calculator/?damage=scuff",
    "label": "Run the collision calculator"
   },
   "faqs": [
    [
     "Is it cheaper to repair or replace a bumper?",
     "Repair, when it's an option. A scuff, scratch or small dent in the cover can usually be fixed and repainted for a few hundred dollars. A badly torn cover, or one with broken mounting tabs or damaged sensors behind it, has to be replaced, which usually costs $900 or more."
    ],
    [
     "Can a cracked bumper be repaired?",
     "Often, yes. Small cracks and tears in a plastic bumper cover can be welded or filled and repainted. Large cracks, missing pieces or broken mounting points usually mean a new cover."
    ],
    [
     "Should I file an insurance claim for a scratched bumper?",
     "Usually not. A scratch repair often costs less than your deductible, and when it doesn't, an at-fault claim can raise your rate by more than the claim pays. <a href=\"/collision-calculator/?damage=scuff\">Run the numbers</a> before you file."
    ]
   ],
   "sources": [
    "maaco_scratch",
    "cr_bumper",
    "aaa_paint",
    "caliber",
    "aaa_sensors"
   ],
   "datasetName": "Bumper repair cost by damage type and vehicle class",
   "datasetDescription": "Typical ranges, not quotes, for bumper scratch, scuff, dent and crack repair, by vehicle class (sedan, SUV, pickup, luxury or EV)."
  },
  "bumper-replacement-cost": {
   "title": "Bumper replacement cost: cover, paint, sensors and recalibration",
   "h1": "How much does a bumper replacement cost?",
   "crumb": "Bumper replacement cost",
   "description": "What it costs to replace a bumper, with and without parking sensors and radar, by vehicle class, with sources, recalibration, and whether to use insurance.",
   "answer": "Replacing a bumper cover, painted and installed, usually costs $900 to $2,000; parking sensors, radar and the recalibration that follows can add several hundred to a couple of thousand dollars more.",
   "tableTitle": "What a bumper replacement costs",
   "firstCol": "Job",
   "tableIntro": "Most of the price is the cover, paint and labor. What sits behind the bumper decides the rest: parking sensors, a radar for automatic braking, and the recalibration that aims them again.",
   "rows": [
    {
     "key": "cover_only",
     "label": "Bumper cover replaced and painted",
     "from": "repair.bumper",
     "basis": "sample",
     "note": "Our sample range, the one the collision calculator uses",
     "href": "/collision-calculator/?damage=bumper"
    },
    {
     "key": "with_sensors",
     "label": "Plus parking sensors replaced",
     "low": 1200,
     "high": 3000,
     "basis": "sample + AAA sensors",
     "note": "Cover range plus AAA's $300–$1,000 for parking sensors",
     "href": "/collision-calculator/?damage=bumper"
    },
    {
     "key": "with_radar",
     "label": "Plus front radar replaced and recalibrated",
     "low": 1650,
     "high": 3900,
     "basis": "sample + AAA radar + Consumer Reports recalibration",
     "note": "Cover range plus AAA's $500–$1,300 radar and Consumer Reports' $250–$600 recalibration",
     "href": "/collision-calculator/?damage=other"
    }
   ],
   "whereFrom": "The cover row is our sample range, the one the <a href=\"/collision-calculator/\">collision calculator</a> uses, and it lines up with Consumer Reports' $700 to $1,800 for basic bumper repair and AAA's $1,698 average for a minor rear collision. The sensor and radar rows add AAA's published part ranges and Consumer Reports' recalibration range to it. A shop's written estimate replaces all of this.",
   "drivers": [
    "sensors",
    "calibration",
    "plastic",
    "parts",
    "aluminum",
    "newer"
   ],
   "insurance": "A bumper replacement after you hit something is a collision claim, and at this price it can go either way: the claim pays more than for a scratch, but an at-fault claim can still raise your rate for years. If someone else hit you, their insurance should pay. The calculator puts the two numbers side by side.",
   "cta": {
    "title": "File a claim or pay the shop?",
    "text": "The collision calculator compares what the claim pays after your deductible with what an at-fault accident adds to your premium.",
    "href": "/collision-calculator/?damage=bumper",
    "label": "Run the collision calculator"
   },
   "faqs": [
    [
     "Why does a bumper cost so much to replace now?",
     "Because of what's behind it. Many bumpers carry parking sensors, radar or cameras for automatic braking and cruise control. AAA found those parts were about 41% of the average minor rear-collision repair, and after a replacement they often need recalibrating."
    ],
    [
     "Do I need a recalibration after a bumper replacement?",
     "Often, if your car has radar or cameras in or behind the bumper. Calibrations showed up on 28.3% of repair estimates in 2025. Ask the shop whether your car needs one and whether it's included in the estimate."
    ],
    [
     "Is a bumper replacement worth an insurance claim?",
     "Sometimes. It depends on your deductible, your premium, and how much your insurer raises rates after an at-fault accident. If another driver caused it, file against their insurance instead. <a href=\"/collision-calculator/?damage=bumper\">Run the numbers</a>."
    ]
   ],
   "sources": [
    "cr_cover",
    "aaa_adas",
    "aaa_sensors",
    "aaa_radar",
    "cr_recal",
    "ccc_cal",
    "enlyte_cal",
    "cr_bumper"
   ],
   "datasetName": "Bumper replacement cost by job and vehicle class",
   "datasetDescription": "Typical ranges, not quotes, for a bumper cover replacement with and without parking sensors and radar, by vehicle class (sedan, SUV, pickup, luxury or EV)."
  },
  "paintless-dent-repair-cost": {
   "title": "Paintless dent repair cost: per dent and for hail",
   "h1": "How much does paintless dent repair cost?",
   "crumb": "Paintless dent repair cost",
   "description": "What paintless dent repair (PDR) costs per dent and for hail damage, by vehicle class, when it won't work, and whether to use insurance.",
   "answer": "Paintless dent repair usually costs $50 to $150 for a small dent, and about $500 to $3,500 or more when hail leaves dozens across the car; dents with cracked paint or sharp creases need conventional body work instead.",
   "tableTitle": "What paintless dent repair costs",
   "firstCol": "Dents",
   "tableIntro": "Paintless dent repair (PDR) pushes each dent out from behind the panel, with no sanding or repainting. It's priced by how many dents there are and how big.",
   "rows": [
    {
     "key": "one_dent",
     "label": "One small dent (a door ding)",
     "low": 50,
     "high": 150,
     "basis": "published",
     "note": "AAA: minor dent repairs $50–$150 per dent"
    },
    {
     "key": "few",
     "label": "A few dents",
     "from": "pdr.few",
     "basis": "sample",
     "note": "Our sample range: about five dents",
     "href": "/hail-damage-calculator/?count=few&size=quarter&paint=no"
    },
    {
     "key": "dozen",
     "label": "About a dozen (light hail)",
     "from": "pdr.dozen",
     "basis": "sample",
     "note": "Our sample range",
     "href": "/hail-damage-calculator/?count=dozen&size=quarter&paint=no"
    },
    {
     "key": "dozens",
     "label": "Dozens (moderate hail)",
     "from": "pdr.dozens",
     "basis": "sample",
     "note": "Our sample range; Liberty Mutual puts moderate hail at about $2,500",
     "href": "/hail-damage-calculator/?count=dozens&size=quarter&paint=no"
    }
   ],
   "whereFrom": "The single-dent row is AAA's published figure. The rest are our sample ranges, the ones the <a href=\"/hail-damage-calculator/\">hail damage calculator</a> uses. Insurer network price lists, such as State Farm's, price a whole panel by dent count and size and often come out lower per dent than retail. These aren't quotes.",
   "drivers": [
    "dent_size",
    "pdr_limits",
    "access",
    "aluminum"
   ],
   "insurance": "Dents from hail, a falling branch or vandalism usually fall under comprehensive coverage, which many insurers treat gently. A door ding from another car is usually a collision claim, or the other driver's. For a single dent, the repair is often less than your deductible. The calculator says which way it goes.",
   "cta": {
    "title": "Hail dents? File or pay?",
    "text": "The hail damage calculator weighs your deductible and any rate increase against the repair, with your insurer and your state.",
    "href": "/hail-damage-calculator/?count=dozens&size=quarter&paint=no",
    "label": "Run the hail damage calculator"
   },
   "faqs": [
    [
     "When doesn't paintless dent repair work?",
     "When the paint is cracked or chipped, the metal is creased or stretched, a dent is very large, or the technician can't reach the back of the panel. Then it's conventional body work, which costs more."
    ],
    [
     "Is paintless dent repair worth it?",
     "Usually, when it works. It keeps the factory paint, costs less than repainting, and is often done in a day."
    ],
    [
     "Does insurance pay for paintless dent repair?",
     "Often, when the dents came from hail or a falling object and you have comprehensive coverage. Whether it's worth filing depends on your deductible and your claims history. <a href=\"/hail-damage-calculator/\">Run the numbers</a>."
    ]
   ],
   "sources": [
    "aaa_dent",
    "aaa_pdr",
    "sf_matrix",
    "liberty_hail",
    "aaa_pdr_limits"
   ],
   "datasetName": "Paintless dent repair cost by number of dents and vehicle class",
   "datasetDescription": "Typical ranges, not quotes, for paintless dent repair from a single dent to moderate hail damage, by vehicle class (sedan, SUV, pickup, luxury or EV)."
  },
  "hail-damage-repair-cost": {
   "title": "Hail damage repair cost for a car: light, moderate and severe",
   "h1": "How much does hail damage repair cost?",
   "crumb": "Hail damage repair cost",
   "description": "What hail damage repair costs for a car, from light to severe and with cracked paint, by vehicle class, with insurer averages, and whether to file a claim.",
   "answer": "Hail damage repair usually costs about $500 to $1,500 for light damage, $1,500 to $3,500 for moderate and $3,500 to $7,000 or more for severe, and insurers report average hail claims of roughly $2,800 to $5,000.",
   "tableTitle": "What hail damage repair costs",
   "firstCol": "Damage",
   "tableIntro": "Most hail damage is fixed with paintless dent repair. When hailstones crack the paint or break glass, those panels need conventional body work instead, which costs more.",
   "rows": [
    {
     "key": "light",
     "label": "Light: about a dozen small dents",
     "from": "pdr.dozen",
     "basis": "sample",
     "note": "Our sample range",
     "href": "/hail-damage-calculator/?count=dozen&size=quarter&paint=no"
    },
    {
     "key": "moderate",
     "label": "Moderate: dozens of dents",
     "from": "pdr.dozens",
     "basis": "sample",
     "note": "Our sample range; Liberty Mutual: about $2,500",
     "href": "/hail-damage-calculator/?count=dozens&size=quarter&paint=no"
    },
    {
     "key": "severe",
     "label": "Severe: dents across the whole car",
     "from": "pdr.whole",
     "basis": "sample",
     "note": "Our sample range; the worst cases run higher",
     "href": "/hail-damage-calculator/?count=whole&size=golf&paint=no"
    },
    {
     "key": "paint_cracked",
     "label": "Dozens of dents with cracked paint (repainted panels)",
     "from": "pdrConventional.dozens",
     "basis": "sample",
     "note": "Conventional repair at our multiple-panel range",
     "href": "/hail-damage-calculator/?count=dozens&size=golf&paint=yes"
    }
   ],
   "whereFrom": "The rows are our sample ranges, the ones the <a href=\"/hail-damage-calculator/\">hail damage calculator</a> uses. Insurers' own averages bracket them: Erie about $2,800 per car, State Farm about $5,000 per auto hail claim in 2021, and Nationwide $3,000 to $13,000. CCC reports hail claims cost about 21.7% more than the average comprehensive claim. A badly damaged car can be totaled instead.",
   "drivers": [
    "dent_size",
    "pdr_limits",
    "access",
    "aluminum",
    "paint"
   ],
   "insurance": "Hail damage is covered by comprehensive coverage, and because hail is nobody's fault, many insurers raise rates little or not at all for one claim. For light damage under your deductible, paying the shop wins; for a car full of dents, filing usually does. The calculator does the math with your insurer and your state.",
   "cta": {
    "title": "File a hail claim or pay the shop?",
    "text": "The hail damage calculator weighs your deductible and any rate increase against the repair.",
    "href": "/hail-damage-calculator/?count=dozens&size=quarter&paint=no",
    "label": "Run the hail damage calculator"
   },
   "faqs": [
    [
     "Is hail damage worth claiming?",
     "Often, yes, when the damage is well beyond your deductible: hail is a comprehensive claim and nobody's fault. Light damage under your deductible isn't worth a claim. <a href=\"/hail-damage-calculator/\">Run the numbers</a>."
    ],
    [
     "Can a car be totaled by hail?",
     "Yes. When the repair would cost close to the car's value, the insurer can declare it a total loss. Nationwide says 20% of hail-damaged cars are declared a total loss after a hail event."
    ],
    [
     "What if the shop finds more damage once it starts?",
     "That's common with hail. Tell your insurer about the extra damage before the shop does the extra work, and get it added to the claim in writing."
    ]
   ],
   "sources": [
    "erie_hail",
    "sf_hail",
    "nw_hail",
    "ccc_hail",
    "liberty_hail",
    "co_doi"
   ],
   "datasetName": "Hail damage repair cost by severity and vehicle class",
   "datasetDescription": "Typical ranges, not quotes, for car hail damage repair from light to severe and with cracked paint, by vehicle class (sedan, SUV, pickup, luxury or EV)."
  }
 }
}