/* ============================================================
   Should I Claim It? — site-wide design system
   Identity: a settlement worksheet done beautifully. Ledger
   precision (hairlines, tabular money, declared winners) with
   a plain-talk voice. Verdict colors are semantic and fixed:
   green = cash, blue = insurance, amber = close call.
   Never red for a good answer.
   ============================================================ */

:root{
  --ink:#111E28;          /* text, headers */
  --ink-2:#3E5060;        /* secondary text */
  --muted:#5F7080;        /* helper text, microlabels */
  --blue:#1B54D9;         /* insurance-leaning verdicts, links, CTA */
  --blue-dk:#0F3AA6;
  --blue-tint:#E9EFFC;
  --green:#0B6E62;        /* cash-leaning verdicts. never red for cash */
  --green-tint:#E2F1ED;
  --amber:#8A6210;        /* close call, caution */
  --amber-tint:#F7EEDB;
  --slate-tint:#EBF0F3;
  --paper:#FBFCFC;        /* page background */
  --well:#F2F5F7;         /* wells, math boxes */
  --line:#D7E0E6;         /* hairlines */
  --line-soft:#E8EEF2;
  --head:'Bricolage Grotesque',system-ui,sans-serif;
  --body:'Public Sans',system-ui,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,monospace;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:2px}
h1,h2,h3,h4{font-family:var(--head);margin:0;line-height:1.15;letter-spacing:-.015em}
button{font-family:inherit}
img,svg{max-width:100%}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:6px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.mono{font-family:var(--mono)}
.eyebrow{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:500}
.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* ---------- top bar ---------- */
.topbar{background:#fff;border-bottom:1px solid var(--line)}
.topbar-in{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:13px 24px;max-width:1180px;margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand .mark{width:30px;height:30px;flex:none}
.brand b{font-family:var(--head);font-weight:800;font-size:18px;letter-spacing:-.02em}
.brand b i{font-style:normal;color:var(--blue)}
.topnav{display:flex;align-items:center;gap:20px;font-size:13.5px;font-weight:600}
.topnav a{color:var(--ink-2);text-decoration:none}
.topnav a:hover{color:var(--blue)}
@media(max-width:640px){.topnav .hide-sm{display:none}}

/* ---------- ledger cards, shared ---------- */
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px 24px}
.rule-top{border-top:2px solid var(--ink);padding-top:14px}
.hairline{border:0;border-top:1px solid var(--line);margin:0}

/* ---------- money lines ---------- */
.line{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:8px 0;font-size:14.5px}
.line+.line{border-top:1px solid var(--line-soft)}
.line .amt{font-family:var(--mono);font-weight:600;font-size:16px;white-space:nowrap;font-variant-numeric:tabular-nums}
.line.total .amt{font-size:19px}
.line.total{border-top:2px solid var(--line)}

/* ---------- verdict + comparison (core primitives) ---------- */
.verdict-card{border:1px solid var(--line);border-left:5px solid;border-radius:12px;padding:18px 20px;background:#fff}
.verdict-card h3{font-size:20px}
.verdict-card p{font-size:14.5px;margin:9px 0 0}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:15px}
.opt{border:1.5px solid var(--line);border-radius:10px;background:#fff;padding:12px 14px;position:relative}
.opt .lab{font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.opt .big{font-family:var(--mono);font-weight:600;font-size:24px;margin-top:3px;line-height:1.15;font-variant-numeric:tabular-nums}
.opt .note{font-size:12.5px;color:var(--muted);margin-top:4px;line-height:1.45}
.opt.win{border-width:2.5px;padding:11px 13px}
.opt.lose{opacity:.72}
.tag{position:absolute;top:-9px;right:10px;font-family:var(--mono);font-size:9.5px;letter-spacing:.09em;text-transform:uppercase;font-weight:600;color:#fff;border-radius:4px;padding:2px 7px}
@media(max-width:420px){.compare{grid-template-columns:1fr}}

/* caution box */
.warn{margin-top:12px;border:1px solid #E5D6B0;border-left:4px solid var(--amber);border-radius:8px;background:var(--amber-tint);padding:11px 13px;font-size:13.5px}

/* ---------- buttons ---------- */
.cta{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--head);font-weight:700;font-size:16px;border-radius:10px;padding:14px 22px;border:none;background:var(--blue);color:#fff;cursor:pointer;min-height:50px;text-decoration:none}
.cta:hover{background:var(--blue-dk)}
.cta-ghost{display:inline-flex;align-items:center;justify-content:center;gap:6px;font-family:var(--head);font-weight:600;font-size:14.5px;background:#fff;border:1.5px solid;border-radius:9px;padding:10px 16px;cursor:pointer;text-decoration:none}
.cta-ghost:hover{filter:brightness(.97)}

/* ---------- prose sections ---------- */
.prose{max-width:70ch}
.prose p{margin:0 0 1em}
.prose h2{font-size:26px;margin:0 0 14px}
.prose h3{font-size:19px;margin:26px 0 10px}
.prose ul{padding-left:22px}
.prose li{margin-bottom:6px}
.sect{padding:52px 0}
.sect+.sect{border-top:1px solid var(--line)}
.sect-head{margin-bottom:26px}
.sect-head .eyebrow{display:block;margin-bottom:8px}
.sect-head h2{font-size:clamp(23px,2.6vw,30px)}
.sect-head p{color:var(--ink-2);max-width:64ch;margin:10px 0 0}

/* citations */
.cite{font-size:12.5px;color:var(--muted);font-family:var(--mono)}
.verified{display:inline-block;font-family:var(--mono);font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--green);background:var(--green-tint);border-radius:4px;padding:2px 8px;font-weight:600}

/* ---------- tables ---------- */
table.data{width:100%;border-collapse:collapse;font-size:14px}
table.data th{font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);text-align:left;font-weight:500;padding:8px 12px 8px 0;border-bottom:2px solid var(--ink)}
table.data td{padding:10px 12px 10px 0;border-bottom:1px solid var(--line-soft);vertical-align:top}
table.data .amt{font-family:var(--mono);font-weight:600;font-variant-numeric:tabular-nums}

/* ---------- footer ---------- */
footer{border-top:1px solid var(--line);background:#fff;padding:30px 0 40px;margin-top:60px}
footer .wrap{display:flex;flex-direction:column;gap:14px}
.foot-nav{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:13.5px;font-weight:600}
.foot-nav a{color:var(--ink-2);text-decoration:none}
.foot-nav a:hover{color:var(--blue)}
.foot-legal{font-size:12.5px;color:var(--muted);max-width:90ch;line-height:1.6}

/* ---------- breadcrumbs ---------- */
.crumbs{font-size:13px;color:var(--muted);padding:16px 0 0}
.crumbs a{color:var(--muted)}
.crumbs .sep{margin:0 6px;color:var(--line)}

/* ---------- state pages ---------- */
.regime-badge{display:inline-block;font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;border-radius:5px;padding:3px 10px}
.regime-mand{background:var(--green-tint);color:var(--green)}
.regime-offer{background:var(--blue-tint);color:var(--blue)}
.regime-perm{background:var(--slate-tint);color:var(--ink-2)}
.statute-quote{border-left:3px solid var(--line);padding:4px 0 4px 16px;margin:16px 0;color:var(--ink-2);font-size:14.5px}

/* scenario cards on homepage */
.scenarios{display:grid;grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:14px}
.scen{border:1px solid var(--line);border-top:4px solid;border-radius:10px;background:#fff;padding:16px 18px;font-size:13.5px}
.scen .who{font-weight:700;font-size:14.5px;font-family:var(--head)}
.scen .v{font-family:var(--head);font-weight:700;font-size:16px;margin:10px 0 2px}
.scen .m{margin-top:10px;background:var(--well);border-radius:8px;padding:10px 12px;font-size:12.5px}
.scen .m .row{display:flex;justify-content:space-between;padding:3px 0;gap:10px}
.scen .m .row b{font-family:var(--mono);font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}

@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}